Progressive offers rideshare insurance as an optional add-on to a personal car insurance policy for customers who use their personal vehicles for ridesharing services like Uber or Lyft[3][4]. The cost of Progressive’s rideshare insurance varies depending on several factors, including your driving history, the type of vehicle you drive, and where you live[5][7].
According to a Reddit user, they paid $1,700 for a six-month period, which equates to over $3,000 a year for Progressive’s rideshare insurance[1]. However, this cost may not be representative of all drivers as insurance premiums can vary greatly based on individual circumstances.
MarketWatch reports that some companies like Geico, Progressive, and Allstate may offer rideshare insurance for as low as $6 per month[5][8]. For most drivers, the cost is under $30 per month for rideshare auto insurance[8]. Another source suggests that adding ridesharing coverage to your personal policy could cost between $9 to over $25 more per month[7].
It’s important to note that the cost of rideshare insurance can be influenced by various factors, including the level of coverage you choose, your driving record, the type of car you drive, and where you live. Therefore, it’s recommended to get a personalized quote from Progressive or any other insurance provider to understand the exact cost for your specific situation.
Remember, having rideshare insurance can provide additional protection while you’re working for a rideshare service, filling in the gaps left by your personal auto insurance and the insurance provided by the rideshare company[4][8]. It’s always a good idea to review your coverage options and costs to ensure they meet your needs and budget.